We are spending an astonishing £20 million a day using plastic; money which will eventually cost us far more in repayments, thus increasing our debt.
Most services also encourage members to add photos or videos to their profile.
Once a profile has been created, members can view the profiles of other members of the service, using the visible profile information to decide whether or not to initiate contact.
We could be heading for another recession as prices for food and essentials continue to rise.
Credit card companies are exploiting consumers by offering initial long periods of free interest, followed by cripplingly high rates after the bonus period.
Credit card debt has risen to record levels, in spite of income remaining static.