Today, the answer to that question is probably yes!
7 out of 10 graduates are now graduating with some form of student loan debt.
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The key terms for federal consolidation loans do not vary by lender: no application or origination fees are allowed and there are no prepayment penalties.
Federal law sets the period of time for paying back the loans and sets a ceiling on the interest rate.
With an average balance of $28,400, student debt is a big part of the average college graduate's life.
That being said, not all student loans are created equal.
More than 44 million borrowers owe $1.4 trillion in student loan debt in 2017.