Don’t be tempted to use credit cards at cash machines to withdraw money. If you don’t pay off your credit card balance at the end of the month it’s likely you’ll pay interest on what you owe on the whole of the statement balance. You might get an especially low introductory interest rate when you first get the card.
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Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.
Plus, unlimited 1% cash back on all other purchases.
This helps you to avoid late payment fees and also helps you to keep your credit card debt under control.